Join this development
Self-service signup only. Every member verifies their own phone — there is no officer-assisted path in this version.
Your details
Your mobile number becomes your identity on the platform.
this development
—
- Cooperative
- —
- Stands available
- 120
- Typical stand
- 2400 sq ft
- From
- —
- Over
- 60 months
Self-service only means a member with no smartphone and no data cannot join at all. In a market where paying cash at the office is the norm, this is the riskiest choice in the design. The WhatsApp reply commands soften the ongoing experience but do nothing for signup.
Choose your stand
First come, first served. A stand you pick is held for 72 hours while you complete the paperwork.
| Stand | Size | Price | Monthly | Status | |
|---|---|---|---|---|---|
Reservation is transactional. The hold expires automatically after 72 hours and the stand returns to the pool, with the member notified.
Awaiting allocation
Where the cooperative allocates by ballot or seniority, the member never browses. J3 inverts: the committee assigns, the member accepts or declines.
How allocation works here
Set per development in the wizard, not per cooperative.
Whichever route the member took, they land on the same cost breakdown and the same contract. Only the step before it differs, which is why allocation mode is a development setting rather than a fork in the product.
Many Zimbabwean cooperatives allocate by ballot, seniority on a waiting list, or committee decision — not first come, first served. Building only self-select would have made the product unusable for a large part of the market.
What this stand costs
Everything, including levies that will not be billed for another two years. Nothing here should be a surprise later.
Your contract would be
- Stand price
- —
- Rolled-in servicing
- —
- Total price
- —
- Deposit today
- —
- Financed over 60 months
- —
- Monthly
- —
| Component | Cost per stand | Billing |
|---|---|---|
—. You will be invoiced for this when the work is actually done, not now — but it is disclosed here so it cannot surprise you in two years.
| # | Due | Amount |
|---|---|---|
Your contract
These figures are snapshotted onto the contract now. Changing the development afterwards will never move them.
Parties
- Member
- —
- National ID
- —
- Mobile
- —
- Cooperative
- —
- Development
- —
- Stand
- —
Financial terms
Snapshotted, never recomputed.
- Principal
- —
- Deposit
- —
- Term
- 60 months
- Monthly instalment
- —
- First instalment
- —
- Currency
- USD
There is no e-signing in this version. The cooperative prints this, you sign at their office, and an administrator uploads the signed copy to activate your stand.
A confirmed size or price different from the provisional one raises a variation you must accept. Your contract is never silently edited — a new version supersedes it and everything you have paid carries across.
You are in
Your stand is allocated and your schedule has been generated.
Sent to you on WhatsApp
From the platform's verified number, on behalf of the cooperative.
Makadii there. Your stand — at — is confirmed.
Deposit — received.
Balance —.
First instalment — due —.
Reply BALANCE any time.
What happens next
My stand
Where is it, and what is happening to it. The question a member asks most often.
You do not hold a stand yet.
this development
—
- Cooperative
- —
- Your stand
- —
- Contract version
- v1
- Term
- 60 months
- Status
- —
Timeline
Every step from raw land to title in your name.
My money
One total, split behind the scenes across the instalment and any levies. The breakdown is always one click away.
You do not hold a contract yet.
- Instalment
- —
- Levies
- —
Where you stand
Snapshotted at signing and never recomputed.
- Total price
- —
- Deposit paid
- —
- Paid so far
- —
- Balance remaining
- —
- Monthly
- —
- Next instalment
- —
— is overdue. Payments always clear the oldest amount first, so anything you pay goes to the earliest missed instalment before anything else.
| Date | Reference | Method | Amount | Balance after | Status |
|---|---|---|---|---|---|
Pay
You pay into the platform's account. Your balance always reduces by the full amount you paid — the platform's fee is the cooperative's expense, never yours.
- Contract instalment
- —
- Levies
- —
How would you like to pay?
Pay US$500 and your contract balance drops by exactly US$500. The engine asserts this on every payment and throws if it ever fails.
| # | Due | Amount | Already paid | Status |
|---|---|---|---|---|
Receipt
The instant WhatsApp receipt is the most loved feature in this market. It is treated as first-class, not an afterthought.
Sent to WhatsApp just now
—
Receipt · —
Stand —
Balance now —
Next due —
Thank you, there.
| Date | Reference | Amount | Status |
|---|---|---|---|
Statement
Schedule, payments and levies. Downloadable, and the thing a member brings to an argument.
| Date | Reference | Method | Amount | Balance after | Status |
|---|---|---|---|---|---|
| # | Due | Amount | Paid | Status |
|---|---|---|---|---|
| Levy | Due | Amount | Paid | Status |
|---|---|---|---|---|
Needs your attention
Action requests stay here until an administrator approves them. Nothing disappears quietly.
Nothing needs you right now. We send a WhatsApp message the moment something does.
Cession / title transfer
— · —
This is the last milestone, and the only one that needs anything from you. To transfer title into your name the cooperative needs the documents listed here. Photographs of the originals are fine.
Your documents are with the cooperative for review. You will hear back on WhatsApp, and this request stays on this screen until it is approved.
Your documents were accepted and cession is proceeding.
Administrators and officers at the cooperative can open your documents, and every view is recorded against a named person. They are never visible to other members or to other cooperatives.
Preferences
How we reach you. Messages fall back down the cascade if your preferred channel fails, so nothing is ever silently lost.
Preferred channel
Receipts, milestone updates and document requests all go here first.
Your choice first, then the cooperative's default, then email. A failed send is retried and then reported to the cooperative — it is never dropped without a trace.
Without opening this at all
For members who will never open a browser.
- Reply BALANCE
- What you owe right now
- Reply STATEMENT
- Full statement as a PDF
- Reply STAND
- Your stand and its progress
Sent from the cooperative on the platform's verified WhatsApp number.
Your details
- Name
- —
- Mobile
- —
- National ID
- —
Your mobile number is your identity here. Changing it needs the cooperative to verify you in person.
Your stand has changed
The approved subdivision diagram altered this stand's size, so the principal is genuinely different. A levy could not express this — and could not express a stand that got smaller and owes you money.
You need an active contract before a variation can be offered.
The surveyor's approved diagram makes your stand 2250 sq ft rather than the provisional 2400 sq ft it was sold as. That is a change to what you owe.
Your contract today
Version 1 — unchanged unless you accept.
- Stand size
- 2400 sq ft
- Principal
- —
- Paid so far
- —
- Monthly
- —
If you accept
Version 2 — supersedes, never edits.
- Stand size
- 2250 sq ft
- Principal
- —
- Difference
- —
- Months remaining
- —
- New monthly
- —
Your existing contract is never edited. Accepting writes a new version pointing at the old one, and everything you have already paid carries across untouched.
Your current terms stand and the cooperative will contact you. In practice a disputed variation usually resolves either as a negotiated adjustment or as an exit under the forfeiture schedule.
Your schedule has been regenerated over the remaining term. The previous version is kept, superseded rather than deleted, and can be reconstructed in full at any point in the future.
Leave the scheme
Computed from the forfeiture schedule the cooperative set before anyone signed — so you can see the rule now, rather than discover it when you need it.
You do not hold a contract.
Your settlement
Computed, not negotiated.
- Total paid in
- —
- Refund at your stage
- —
- Administration fee
- —
- Forfeited
- —
—
Before you decide
The committee reviews it at the next meeting. Your stand goes back to the waiting list once approved.
Exit requested
With the committee for approval. Nothing has changed on your contract yet.
What happens next
Until the committee approves it, your contract is untouched and you can withdraw the request. Once approved the stand is released and re-joining means starting again at today's prices.
—
My documents
Everything you have sent the cooperative and everything they hold about you.
| File | Purpose | Type | Size | Uploaded | |
|---|---|---|---|---|---|
Administrators and officers at the cooperative only. Every view is recorded against a named person and a timestamp. Other members and other cooperatives never see them.
While your contract is active, and for the statutory retention period after it closes. Zimbabwe's Data Protection Act applies to identity documents held here.
Messages
Every notification the cooperative has sent you, and whether it arrived. Nothing is ever silently dropped.
| When | Channel | Message | Delivery |
|---|---|---|---|
"We told you" and "no you did not" is a common cooperative dispute. Every fan-out leaves a row with a terminal status, so the answer is a lookup rather than an argument.
Where the money goes
Not just yours — everyone's. What the cooperative has raised against what the servicing actually costs.
Every instalment paid by every member goes towards this. Your own contribution is — of it.
| Component | Per stand | Billing |
|---|---|---|
Roads & paving
Put out to tender · four bids received
- Contractor
- Masimba Construction
- Contract value
- US$182,400
- Certified so far
- US$36,480
- Retention held
- US$18,240
You see the winner and how many bids there were, never the losing amounts.
Not "what is my balance" — that one is easy. It is "where has all our money gone", and until now the only answer was a committee member's word at an AGM.
Verify your identity
Your national ID goes on the contract and again at cession, so the cooperative needs to see it once, properly.
Your national ID
Photograph both sides. Make sure the whole card fits and the number is readable.
A photo of you
To check the ID belongs to the person holding it.
Automatic is faster, but nobody should be forced to hand over a biometric scan to buy a stand. The manual route reaches the same outcome and stores nothing.
Under review
Nothing more is needed from you right now.
This usually takes about ten minutes
Close this and carry on — we will send a WhatsApp message the moment it is done. You do not have to sit and wait.
- Method
- auto
- Typical time
- 10 minutes automatic · up to 3 days manual
- You will be told
- On WhatsApp, either way
The usual cause is a photograph that is too dark or cut off. You will be told which one and asked to take it again — it is not a rejection of you.
Your hold has expired
The stand you were looking at is back in the pool.
Stand 007 is available again
Holds expire so that stands are not tied up by people who have changed their minds. Nothing was charged and nothing is held against you.
- Held from
- 2 Mar 2027, 16:29
- Expired
- 5 Mar 2027, 16:29
- Status now
- Available to anyone
A WhatsApp message at 24 hours remaining and again at 2 hours. Both are in your message history — expiry should never be the first you hear of it.
You declined Stand 042
It has gone back to the pool. Your place on the list is unchanged.
You are still position 23
Declining an allocation costs you nothing. The committee will offer you another stand at the next meeting.
We need those documents again
Your cooperative could not accept what you sent. Here is exactly why.
Cession / title transfer
The ID copy is cut off on the left side and the number is not readable. Please send a clearer photograph of the whole card.
- Reviewed
- 17 Mar 2027, 09:15
- By
- Tendai Mutasa
- Documents to redo
- 1 of 3
Your proof of residence and marriage certificate were accepted and are still on file. Only the ID copy needs redoing.
The photograph you sent is still in the record, with the reason it was returned. A rejection is a step in the conversation, not an erasure of it.
You declined the variation
Your contract is untouched. Version 1 still stands.
Nothing has changed on your account
Your principal, your monthly and your schedule are exactly as they were. Declining a variation is not a default and does not put you in arrears.
- Your principal
- —
- Your monthly
- —
- Contract version
- v1
What happens now
If the surveyed stand is genuinely smaller and you will not accept a lower price for it, there is no version of the contract that suits both sides. The honest outcome is an exit, and the forfeiture schedule decides what comes back.
Waiting for confirmation
Your payment has been sent but has not been confirmed yet.
An EcoCash prompt was sent to your phone. Approve it there and this will confirm within seconds.
- Your balance
- —
- Changes when
- The payment confirms, not before
Only a confirmed one does. That is deliberate — a balance that moved on an unconfirmed payment would be a balance that could move back, which is the thing this product exists to eliminate.
That payment did not go through
Nothing was taken. Your balance is unchanged.
Insufficient balance
The amount you tried to pay was more than your EcoCash wallet held. No money left your wallet and nothing has been recorded against your contract.
- Attempted
- —
- Your balance
- —
- Still due
- —
Cash at the office is recorded on the spot and you get a receipt before you leave. A bank deposit works too, but takes up to two working days to reach your balance.
Talk to the cooperative before the instalment goes overdue. A payment arrangement agreed in advance is always better than arrears found afterwards.
Verify your number
We sent a six-digit code to your phone.
Did not arrive? Resend in 0:42. Your number is your identity here, so it can only be changed later by the cooperative verifying you in person.
Pay deposit and activate
This creates your contract and allocates the stand to you.
- Stand
- —
- Deposit due now
- —
- Then monthly
- —
- For
- 60 months
No one else can reserve or buy it. If you later need to leave, the forfeiture schedule on this development decides what comes back to you.
Confirm payment
An EcoCash prompt will come to your phone.
- Amount
- —
- Clears instalment
- —
- Clears levies
- —
- Balance afterwards
- —
Your contract reduces by the entire amount you pay. The platform's fee comes out of the cooperative's settlement, never out of your balance.
Upload documents
Photographs of the originals are fine, as long as they are legible.
Only administrators and officers at your cooperative can open these, and every view is logged.
ID-copy-chikafu.jpg
Certified national ID copy · uploaded 16 Mar 2027
- Uploaded by
- —
- Viewed by
- Tendai Mutasa · 17 Mar 2027 09:14
- Storage
- Object storage, behind the proxy
Pay extra
Anything above what is due shortens your term.
- Balance now
- —
- You would pay
- —
- Term shortened by
- —
Then forward into future ones. Nothing is wasted and nothing is held as a floating credit you cannot see.
Download contract
Version 1, generated —.
There is no e-signing in this version. The cooperative uploads your signed copy to activate the stand.